Privacy Policy

Privacy Policy

Tayant AI Wallet (“Tayant”, “we”, “us”, or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, mobile application, or use our financial services. Please read this policy carefully to understand our views and practices regarding your personal data.


1. Information We Collect

We collect various types of personal and financial information to provide you with secure and personalized services:

a. Personal Information

  • Full name

  • National registration/passport ID

  • Contact information (email, phone number)

  • Residential address

  • Date of birth

b. Financial Information

  • Bank account or mobile wallet details

  • Transaction history

  • Account balances

  • Income and expense details (for budgeting and financial analysis)

c. Technical and Usage Information

  • Device type and operating system

  • IP address

  • Browser type and language

  • Access times and referring website addresses

  • App usage data and interaction patterns


2. How We Use Your Information

We use the collected data to provide a secure, intelligent, and personalized experience:

  • To create and manage your Tayant account

  • To process transactions (send, receive, withdraw, convert currencies, etc.)

  • To verify your identity for KYC/AML compliance

  • To provide customer support and respond to inquiries

  • To personalize your dashboard using AI financial insights

  • To enhance security, prevent fraud, and monitor suspicious activity

  • To send important updates, offers, or legal notices

  • To comply with regulatory obligations


3. How We Share Your Information

Tayant does not sell your personal data. We may share your information in the following ways:

  • With trusted third-party service providers for payment processing, identity verification, fraud prevention, and technical support

  • With regulatory bodies and law enforcement when legally required

  • With financial institutions for payment fulfillment and withdrawals

  • With your consent, to link external accounts or services (e.g., budget planners, bank integrations)

All third parties are bound by strict data protection obligations consistent with this policy.


4. Data Security

We implement strong security measures to protect your data:

  • End-to-end encryption for all transactions

  • Two-factor authentication (2FA) for account access

  • Biometric login support (fingerprint, Face ID)

  • Secure servers and restricted data access

  • AI fraud detection algorithms and automated risk analysis

Despite these measures, no method of transmission or storage is 100% secure. We encourage users to protect their login credentials and notify us of any suspicious activity immediately.


5. Data Retention

We retain your personal and financial data as long as your account is active or as needed to comply with legal, regulatory, and audit requirements. Once data is no longer required, we securely delete or anonymize it.


6. Your Rights

As a Tayant user, you have the right to:

  • Access the personal data we hold about you

  • Correct inaccurate or incomplete data

  • Request deletion of your personal data (subject to legal limitations)

  • Withdraw consent to data processing

  • Object to automated decision-making in certain circumstances

To exercise these rights, contact us at privacy@tayant.com


7. Children’s Privacy

Tayant is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from minors. If we learn that we have collected data from a child, we will take immediate steps to delete it.


8. Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal obligations. You will be notified of any significant changes, and the most current version will always be available on our website.


9. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Email: support@tayant.co.zm

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